{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-24-031020","form_type":"8-K","ticker":"MNSB","cik":"0001693577","company_name":"MainStreet Bancshares, Inc.","filed_at":"2024-10-10T23:59:59+00:00","discovered_at":"2026-05-14T18:03:09.254870+00:00","generated_at":"2026-05-30T16:42:49.120215+00:00","sec_items":["7.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"MainStreet Bancshares guides Q3 loss of $0.04 per share; offloads $21.8M in NPLs","bullets":["Estimates $0.04 loss per common share for Q3 2024 after charging off $1.9M and selling $21.8M in nonperforming loans.","Reversed $983K accrued interest; paid $593,519 nonrecurring liquidation expenses; provision of $1M for loan growth.","Nonperforming loans ended Q3 at $28.3M, up from $20.7M at Q2 despite $21.8M disposition.","Core net interest margin expanding to 3.25%; GAAP NIM estimated at 3.05% for Q3.","Avenu embedded banking solution v1 completed Sept. 18, 2024; company notes lessons from other solutions."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-24-031020","json":"https://secwatch.observer/filing/0001437749-24-031020.json","markdown":"https://secwatch.observer/filing/0001437749-24-031020.md","text":"https://secwatch.observer/filing/0001437749-24-031020.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1693577/000143774924031020/0001437749-24-031020-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1693577/000143774924031020/main20241009_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T16:42:49.120215+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}