---
schema_version: "secwatch.filing_event.v1"
accession: "0001437749-24-031301"
form_type: "8-K"
ticker: "PLBC"
cik: "0001168455"
company_name: "PLUMAS BANCORP"
filed_at: "2024-10-16T23:59:59+00:00"
generated_at: "2026-05-30T13:36:17.622473+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Plumas Bancorp Q3 2024 EPS $1.33, net income $7.8M, down from $8.0M YoY

## Summary
- Net income $7.8M ($1.33 basic EPS) vs $8.0M ($1.36) in Q3 2023; diluted EPS $1.31.
- Net interest income rose $1.1M to $18.9M; net interest margin 4.76% vs 4.77% YoY.
- Gross loans +$45M to $1.0B; deposits -$51M to $1.35B; non-interest demand 52%.
- Nonperforming assets flat at $4.8M; allowance for credit losses 1.35% of loans.
- Non-recurring litigation costs of $376K in Q3 2024; BTFP borrowings $60M outstanding.

## SEC filing metadata
- accession: 0001437749-24-031301
- form_type: 8-K
- ticker: PLBC
- cik: 0001168455
- company_name: PLUMAS BANCORP
- filed_at: 2024-10-16T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1168455/000143774924031301/0001437749-24-031301-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1168455/000143774924031301/plbc20241011_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001437749-24-031301
- JSON: https://secwatch.observer/filing/0001437749-24-031301.json
- Plain text: https://secwatch.observer/filing/0001437749-24-031301.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.