---
schema_version: "secwatch.filing_event.v1"
accession: "0001437749-24-031648"
form_type: "8-K"
ticker: "LCNB"
cik: "0001074902"
company_name: "LCNB CORP"
filed_at: "2024-10-21T23:59:59+00:00"
generated_at: "2026-05-30T12:13:58.034792+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# LCNB Q3 net income up 11% YoY to $4.5M; tangible book value rises to $10.97

## Summary
- Q3 net income $4.5M ($0.31 EPS) vs $4.1M ($0.37 EPS) last year; adjusted net income $4.8M ($0.34 EPS).
- Net interest income $15.0M, up 10.3% YoY; NIM (tax equivalent) 2.84% vs 3.04% last year.
- Non-interest income $6.4M, up 79% YoY driven by loan sales gains of $1.6M.
- Wealth management assets $1.37B, up 24.4% YoY; total assets under management $4.25B.
- Dividend increased 4.8% to $0.22/share; tangible book value $10.97 per share (up 8.8% QoQ).

## SEC filing metadata
- accession: 0001437749-24-031648
- form_type: 8-K
- ticker: LCNB
- cik: 0001074902
- company_name: LCNB CORP
- filed_at: 2024-10-21T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1074902/000143774924031648/0001437749-24-031648-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1074902/000143774924031648/lcnb20240827_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001437749-24-031648
- JSON: https://secwatch.observer/filing/0001437749-24-031648.json
- Plain text: https://secwatch.observer/filing/0001437749-24-031648.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.