---
schema_version: "secwatch.filing_event.v1"
accession: "0001437749-24-031656"
form_type: "8-K"
ticker: "RBB"
cik: "0001499422"
company_name: "RBB Bancorp"
filed_at: "2024-10-21T23:59:59+00:00"
generated_at: "2026-05-30T12:20:39.446443+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# RBB Bancorp Q3 2024 net income $7.0M ($0.39 EPS); NIM expands to 2.68%; declares $0.16 dividend

## Summary
- Net income $7.0M (diluted EPS $0.39) vs $7.2M in Q2; net interest margin improved to 2.68%.
- Provision for credit losses surged to $3.3M from $0.557M in prior quarter due to higher NPAs and specific reserves.
- Nonperforming assets rose to $60.7M (1.52% of assets) vs $54.6M (1.41%) at June 30, 2024.
- Board declared $0.16/share dividend payable Nov 12, 2024 to holders of record Oct 31, 2024.
- Completed 508,275-share repurchase for $11.0M; book value per share increased to $28.81.

## SEC filing metadata
- accession: 0001437749-24-031656
- form_type: 8-K
- ticker: RBB
- cik: 0001499422
- company_name: RBB Bancorp
- filed_at: 2024-10-21T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 9.01, 7.01, 8.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1499422/000143774924031656/0001437749-24-031656-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1499422/000143774924031656/rbb20240816_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001437749-24-031656
- JSON: https://secwatch.observer/filing/0001437749-24-031656.json
- Plain text: https://secwatch.observer/filing/0001437749-24-031656.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.