{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-24-031761","form_type":"8-K","ticker":"WSBF","cik":"0001569994","company_name":"Waterstone Financial, Inc.","filed_at":"2024-10-22T23:59:59+00:00","discovered_at":"2026-05-14T18:03:08.827911+00:00","generated_at":"2026-05-30T11:39:04.308707+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Waterstone Financial Q3 net income $4.7M ($0.26 EPS) vs $3.3M a year ago","bullets":["Net income $4.7M ($0.26 diluted EPS) for Q3 2024, up from $3.3M ($0.16 EPS) in Q3 2023.","Community Banking pre-tax income $5.6M; net interest margin 2.13% down 13 bps YoY but up 12 bps from Q2.","Mortgage Banking pre-tax income $144K vs $2.1M loss a year ago; originations $558.7M, down 6.5% YoY.","Dividend declared $0.15/share; repurchased 71,000 shares at $13.75/share in the quarter.","Book value per share $17.58; nonperforming assets 0.25% of total assets; past due loans 0.63%."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-24-031761","json":"https://secwatch.observer/filing/0001437749-24-031761.json","markdown":"https://secwatch.observer/filing/0001437749-24-031761.md","text":"https://secwatch.observer/filing/0001437749-24-031761.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1569994/000143774924031761/0001437749-24-031761-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1569994/000143774924031761/wsbf20240815_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T11:39:04.308707+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}