First Community Bankshares Q3 net income $13.03M ($0.71 EPS), down 11% YoY; declares $0.31 dividend

FIRST COMMUNITY BANKSHARES INC /VA/

2024-Q3 EPS reported $2.09

Net income $13.03M ($0.71 diluted EPS) for Q3 2024, vs $14.64M ($0.79) a year ago, down 10.98%.
Net interest margin 4.41%, down 10 bps YoY; net interest income fell $1.75M on higher deposit costs.
Noninterest income up 8.63% to ~$10.44M, including $825K gain on sale of two closed branches.
Non-performing loans to total loans rose to 0.82%; net charge-offs were $1.13M (0.18% annualized).
Quarterly cash dividend $0.31/share, payable Nov 22, record Nov 8; 39th consecutive year.

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