{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-24-031811","form_type":"8-K","ticker":"FDBC","cik":"0001098151","company_name":"FIDELITY D & D BANCORP INC","filed_at":"2024-10-23T23:59:59+00:00","discovered_at":"2026-05-14T18:03:07.662045+00:00","generated_at":"2026-05-30T10:57:09.237414+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Fidelity D & D Bancorp Q3 net income $5.0M ($0.86 EPS), down 6% YoY; NII up 5%","bullets":["Net income $5.0M, diluted EPS $0.86; vs $5.3M, $0.93 in Q3 2023, a 6% decline.","Net interest income $15.4M, +5% YoY; FTE net interest margin improved to 2.70% from 2.63%.","Non-interest income $5.0M (+15%), but non-interest expenses $13.8M (+8%) partly offset gains.","Non-performing assets rose to $7.6M (0.29% of assets) from $3.3M (0.13%) at Dec 31, 2023.","Deposits grew $184.1M YTD; total assets $2.6B; Tier 1 capital ratio 9.30% (well capitalized)."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-24-031811","json":"https://secwatch.observer/filing/0001437749-24-031811.json","markdown":"https://secwatch.observer/filing/0001437749-24-031811.md","text":"https://secwatch.observer/filing/0001437749-24-031811.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1098151/000143774924031811/0001437749-24-031811-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1098151/000143774924031811/fdbc20240905_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T10:57:09.237414+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}