{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-24-031960","form_type":"8-K","ticker":"CNOB","cik":"0000712771","company_name":"ConnectOne Bancorp, Inc.","filed_at":"2024-10-24T23:59:59+00:00","discovered_at":"2026-05-14T18:03:10.855055+00:00","generated_at":"2026-05-30T10:44:35.419272+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"ConnectOne Q3 EPS $0.41 down from $0.51 YoY; merger with First of Long Island on track","bullets":["Net income available to common stockholders $15.7M, down 10% from Q2 ($17.5M) and 21% from Q3 2023 ($19.9M).","Diluted EPS $0.41 ($0.46 Q2 2024, $0.51 Q3 2023); operating diluted EPS $0.42.","Net interest margin (FTE) 2.67%, down 5 bps QoQ; expects 10+ bps Q4 expansion from Fed cuts.","Provision for credit losses $3.8M ($2.5M Q2); NPAs $51.3M (0.53% of assets); criticized loans 2.23%.","Declared $0.18/sh common dividend payable Dec 2; merger integration with First of Long Island progressing."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-24-031960","json":"https://secwatch.observer/filing/0001437749-24-031960.json","markdown":"https://secwatch.observer/filing/0001437749-24-031960.md","text":"https://secwatch.observer/filing/0001437749-24-031960.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/712771/000143774924031960/0001437749-24-031960-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/712771/000143774924031960/cnob20240806d_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T10:44:35.419272+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}