{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-24-032187","form_type":"8-K","ticker":"MNSB","cik":"0001693577","company_name":"MainStreet Bancshares, Inc.","filed_at":"2024-10-28T23:59:59+00:00","discovered_at":"2026-05-14T18:03:09.255072+00:00","generated_at":"2026-05-30T09:44:07.624462+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"MainStreet Bancshares Q3 EPS -$0.04; core deposits rise $33M, Avenu BaaS launched","bullets":["Net loss per common share -$0.04; YTD EPS $0.60.","Net interest margin impacted by $984K reversal on nonaccrual loans; Q3 NIM 3.05%.","$1.9M charge-offs and $1M provision expense; YTD principal losses ~0.1% of loans.","Core deposits grew $33M to $1.47B (78% of total deposits); $233M noncore deposits can reprice.","Avenu BaaS platform launched; first fintech client expected early Nov, four more to follow."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-24-032187","json":"https://secwatch.observer/filing/0001437749-24-032187.json","markdown":"https://secwatch.observer/filing/0001437749-24-032187.md","text":"https://secwatch.observer/filing/0001437749-24-032187.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1693577/000143774924032187/0001437749-24-032187-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1693577/000143774924032187/main20240814_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T09:44:07.624462+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}