{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-24-032501","form_type":"8-K","ticker":"FNWD","cik":"0000919864","company_name":"Finward Bancorp","filed_at":"2024-10-29T23:59:59+00:00","discovered_at":"2026-05-14T18:03:11.388887+00:00","generated_at":"2026-05-30T09:32:54.711172+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Finward Bancorp Q3 net income $0.14/diluted share; nine-month EPS $2.35 vs $1.60 prior year","bullets":["Net income Q3 2024 $606K ($0.14/diluted) vs Q3 2023 $2.2M ($0.51); up from Q2 2024 $143K ($0.03).","Nine-month net income $10.0M ($2.35/diluted) vs $6.9M ($1.60) in prior year.","Net interest margin (GAAP) stable at 2.53% for Q3; tax-adjusted 2.67% same as prior quarter.","Non-performing loans rose to $13.8M (0.92% of loans) from $11.4M (0.75%) at June 30, 2024.","Fully exited Bank Term Funding Program by repaying $60M; tangible book value per share $31.28, up from $28.67."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-24-032501","json":"https://secwatch.observer/filing/0001437749-24-032501.json","markdown":"https://secwatch.observer/filing/0001437749-24-032501.md","text":"https://secwatch.observer/filing/0001437749-24-032501.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/919864/000143774924032501/0001437749-24-032501-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/919864/000143774924032501/fnwd20241028_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T09:32:54.711172+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}