{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-24-032557","form_type":"8-K","ticker":"SFDL","cik":"0000818677","company_name":"SECURITY FEDERAL CORP","filed_at":"2024-10-30T23:59:59+00:00","discovered_at":"2026-05-14T18:03:11.095354+00:00","generated_at":"2026-05-30T08:42:58.753227+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"Security Federal Q3 net income slips to $0.62/share from $0.65; provision for credit losses rises","bullets":["Net income available to common shareholders fell to $2.0M ($0.62/share) from $2.1M ($0.65) in Q3 2023.","Net interest income rose 10.2% to $10.4M, but provision for credit losses increased to $580k from zero.","Year-to-date net income available to common down 10.6% to $5.9M ($1.83/share) vs $6.6M ($2.02).","Total assets grew 6.7% YoY to $1.58B; deposits up 5.2% to $1.26B.","Borrowings decreased $49.1M to $121M due to repayment of Federal Reserve Term Funding Program."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-24-032557","json":"https://secwatch.observer/filing/0001437749-24-032557.json","markdown":"https://secwatch.observer/filing/0001437749-24-032557.md","text":"https://secwatch.observer/filing/0001437749-24-032557.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/818677/000143774924032557/0001437749-24-032557-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/818677/000143774924032557/sfdl20241028_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T08:42:58.753227+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}