{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-24-033137","form_type":"8-K","ticker":"PLMR","cik":"0001761312","company_name":"Palomar Holdings, Inc.","filed_at":"2024-11-04T23:59:59+00:00","discovered_at":"2026-05-14T18:03:09.512265+00:00","generated_at":"2026-05-30T06:13:04.886371+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Palomar Q3 adjusted EPS $1.23, premiums up 32%; guides FY adj net income $124-128M","bullets":["Net income $30.5M ($1.15 diluted EPS) vs $18.4M ($0.73) a year ago; adjusted net income $32.4M ($1.23).","Gross written premiums $415.0M, up 32.2% YoY; same-store premium growth 38%.","Combined ratio 80.5%, adjusted combined ratio 77.1%; catastrophe loss ratio 9.5% from Hurricanes Beryl, Debby, Helene.","Full-year 2024 adjusted net income guidance $124-128M, includes ~$8M Hurricane Milton losses.","Raised $116M in August; acquiring First Indemnity of America to enter surety market."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-24-033137","json":"https://secwatch.observer/filing/0001437749-24-033137.json","markdown":"https://secwatch.observer/filing/0001437749-24-033137.md","text":"https://secwatch.observer/filing/0001437749-24-033137.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1761312/000143774924033137/0001437749-24-033137-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1761312/000143774924033137/plmr20240825_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T06:13:04.886371+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}