{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-24-033562","form_type":"8-K","ticker":"FXNC","cik":"0000719402","company_name":"FIRST NATIONAL CORP /VA/","filed_at":"2024-11-06T23:59:59+00:00","discovered_at":"2026-05-14T18:03:10.901122+00:00","generated_at":"2026-05-30T04:56:34.718586+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"First National Corp Q3 net income $2.2M, EPS $0.36; adjusted EPS $0.39","bullets":["Net income $2.2M ($0.36 per share) vs $3.1M ($0.50) in Q3 2023; adjusted net income $2.4M ($0.39).","Net interest margin improved to 3.43% from 3.35% a year ago; efficiency ratio improved to 67.95% from 70.67%.","Adjusted pre-provision pre-tax earnings $4.7M vs $3.95M in prior year period.","Return on average assets 0.62% and return on average equity 7.28%."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-24-033562","json":"https://secwatch.observer/filing/0001437749-24-033562.json","markdown":"https://secwatch.observer/filing/0001437749-24-033562.md","text":"https://secwatch.observer/filing/0001437749-24-033562.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/719402/000143774924033562/0001437749-24-033562-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/719402/000143774924033562/fxnc20240823_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T04:56:34.718586+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}