{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-25-001568","form_type":"8-K","ticker":"CATY","cik":"0000861842","company_name":"CATHAY GENERAL BANCORP","filed_at":"2025-01-22T23:59:59+00:00","discovered_at":"2026-05-14T18:03:06.537995+00:00","generated_at":"2026-05-27T21:38:40.150517+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Cathay General Bancorp Q4 net income $80.2M, FY net income $286.0M; NIM improved to 3.07%","bullets":["FY2024 diluted EPS $3.95 vs $4.86 in FY2023; net income fell 19.2% to $286.0M.","Q4 net income $80.2M, up 18.8% QoQ from $67.5M; diluted EPS $1.12 vs $0.94.","Net interest margin expanded to 3.07% in Q4 from 3.04% in Q3; full-year NIM 3.04% vs 3.45%.","Total loans $19.38B, down 0.9% YoY; deposits up 1.9% to $19.69B.","Non-accrual loans surged to $169.2M (+154% YoY); allowance coverage of non-performing loans fell to 93.4%."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-25-001568","json":"https://secwatch.observer/filing/0001437749-25-001568.json","markdown":"https://secwatch.observer/filing/0001437749-25-001568.md","text":"https://secwatch.observer/filing/0001437749-25-001568.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/861842/000143774925001568/0001437749-25-001568-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/861842/000143774925001568/caty20250122_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-27T21:38:40.150517+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}