Consumers Bancorp Q2 net income up 13.5% to $2.3M; EPS $0.73 vs $0.65

CONSUMERS BANCORP INC /OH/

2025-Q2 EPS reported $1.45

Net income $2.3M for Q2 FY2025, up $272K (13.5%) YoY; EPS $0.73 vs $0.65.
Net interest margin improved to 3.02% from 2.95% a year ago; cost of funds down 11 bps from linked quarter.
Total loans +$3.7M (annualized 1.0%) and deposits +$24.7M (annualized 5.1%) in H1 FY2025.
Non-performing loans only 0.11% of total loans; allowance for credit losses 1.03%.
New Stark County branch opening in Massillon, Ohio expected February 2025.

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