{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-25-001883","form_type":"8-K","ticker":"MNSB","cik":"0001693577","company_name":"MainStreet Bancshares, Inc.","filed_at":"2025-01-27T23:59:59+00:00","discovered_at":"2026-05-14T18:03:04.476906+00:00","generated_at":"2026-05-27T09:18:58.168858+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"MainStreet Bancshares reports 2024 net loss of $9.98M on software impairment and NPA resolution","bullets":["Net loss of $9.98M for 2024 due to full impairment of Avenu capitalized intangible software and resolution of nonperforming assets.","Net interest margin 3.13%; core deposits grew $187M to $1.4B (75% of total deposits).","Loan portfolio grew 6%; 62% of nonperforming loans resolved; remaining $21.7M in process.","Total deposits grew 13% to $1.9B; company remains strongly capitalized with good liquidity."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-25-001883","json":"https://secwatch.observer/filing/0001437749-25-001883.json","markdown":"https://secwatch.observer/filing/0001437749-25-001883.md","text":"https://secwatch.observer/filing/0001437749-25-001883.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1693577/000143774925001883/0001437749-25-001883-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1693577/000143774925001883/main20241120_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-27T09:18:58.168858+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}