{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-25-002031","form_type":"8-K","ticker":"FCBC","cik":"0000859070","company_name":"FIRST COMMUNITY BANKSHARES INC /VA/","filed_at":"2025-01-28T23:59:59+00:00","discovered_at":"2026-05-14T18:03:06.529891+00:00","generated_at":"2026-05-27T08:50:14.487197+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"First Community Bankshares Q4 net income $13.04M ($0.71 EPS); declares $2.07 special dividend","bullets":["Q4 net income $13.04M ($0.71 diluted EPS), FY $51.60M ($2.80 EPS), up 10.65% and 7.46% YoY respectively.","Net interest margin 4.36% (down 6 bps YoY); noninterest expense down $2.67M due to no repeat of $3M litigation charge.","Quarterly cash dividend $0.31/share (40th consecutive year); special cash dividend $2.07/share (~$37.92M total) payable Feb 28, 2025.","Loans decreased 6.07% YoY, deposits down 1.14%; non-performing loans to total loans 0.83% (up from Q4 2023).","Book value per share $28.73, up $1.53 from year-end 2023; ROTCE 14.12% for Q4, ROA 1.60%."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-25-002031","json":"https://secwatch.observer/filing/0001437749-25-002031.json","markdown":"https://secwatch.observer/filing/0001437749-25-002031.md","text":"https://secwatch.observer/filing/0001437749-25-002031.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/859070/000143774925002031/0001437749-25-002031-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/859070/000143774925002031/fcbc20241231_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-27T08:50:14.487197+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}