{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-25-002040","form_type":"8-K","ticker":"ALRS","cik":"0000903419","company_name":"ALERUS FINANCIAL CORP","filed_at":"2025-01-28T23:59:59+00:00","discovered_at":"2026-05-14T18:03:06.747182+00:00","generated_at":"2026-05-27T08:51:05.080151+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Alerus Q4 adjusted EPS $0.44, up 42% QoQ; NIM expands 97bps to 3.20%","bullets":["Net income $3.2M ($0.13 diluted GAAP EPS) vs Q3 $5.2M ($0.26); adjusted EPS $0.44 vs $0.31.","Completed HMNF acquisition; total loans $4.0B (+31.7% QoQ), deposits $4.4B (+31.7%).","Net interest margin 3.20% vs 2.23% prior quarter; noninterest income $33.9M (+19.4% QoQ).","Adjusted efficiency ratio improved to 69.0% from 77.7% in Q3; full-year dividends $0.79 (+5.3%)."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-25-002040","json":"https://secwatch.observer/filing/0001437749-25-002040.json","markdown":"https://secwatch.observer/filing/0001437749-25-002040.md","text":"https://secwatch.observer/filing/0001437749-25-002040.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/903419/000143774925002040/0001437749-25-002040-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/903419/000143774925002040/alrs20250106_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-27T08:51:05.080151+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}