{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-25-002098","form_type":"8-K","ticker":"FNWB","cik":"0001556727","company_name":"First Northwest Bancorp","filed_at":"2025-01-29T23:59:59+00:00","discovered_at":"2026-05-14T18:03:03.983697+00:00","generated_at":"2026-05-27T06:52:00.880931+00:00","sec_items":["2.02","7.01","8.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"First Northwest Bancorp Q4 net loss $2.8M, EPS -$0.32 on $3.8M credit provision","bullets":["Net loss of $2.8M in Q4 2024 vs. loss of $2.0M in Q3 2024 and $5.5M in Q4 2023.","Basic and diluted EPS of -$0.32; adjusted pre-tax PPNR of $1.2M.","Provision for credit losses on loans was $3.8M, driven by charge-offs of six commercial business loans.","Board declared $0.07 per share quarterly dividend, payable Feb 28, 2025 to holders of record Feb 14.","Highlights: FDIC consent order terminated, BOLI reinvested into higher-yielding policies, hedge added $1.1M interest income in 2024."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-25-002098","json":"https://secwatch.observer/filing/0001437749-25-002098.json","markdown":"https://secwatch.observer/filing/0001437749-25-002098.md","text":"https://secwatch.observer/filing/0001437749-25-002098.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1556727/000143774925002098/0001437749-25-002098-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1556727/000143774925002098/fnwb20241224_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-27T06:52:00.880931+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}