---
schema_version: "secwatch.filing_event.v1"
accession: "0001437749-25-002098"
form_type: "8-K"
ticker: "FNWB"
cik: "0001556727"
company_name: "First Northwest Bancorp"
filed_at: "2025-01-29T23:59:59+00:00"
generated_at: "2026-05-27T06:52:00.880931+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# First Northwest Bancorp Q4 net loss $2.8M, EPS -$0.32 on $3.8M credit provision

## Summary
- Net loss of $2.8M in Q4 2024 vs. loss of $2.0M in Q3 2024 and $5.5M in Q4 2023.
- Basic and diluted EPS of -$0.32; adjusted pre-tax PPNR of $1.2M.
- Provision for credit losses on loans was $3.8M, driven by charge-offs of six commercial business loans.
- Board declared $0.07 per share quarterly dividend, payable Feb 28, 2025 to holders of record Feb 14.
- Highlights: FDIC consent order terminated, BOLI reinvested into higher-yielding policies, hedge added $1.1M interest income in 2024.

## SEC filing metadata
- accession: 0001437749-25-002098
- form_type: 8-K
- ticker: FNWB
- cik: 0001556727
- company_name: First Northwest Bancorp
- filed_at: 2025-01-29T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 7.01, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1556727/000143774925002098/0001437749-25-002098-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1556727/000143774925002098/fnwb20241224_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001437749-25-002098
- JSON: https://secwatch.observer/filing/0001437749-25-002098.json
- Plain text: https://secwatch.observer/filing/0001437749-25-002098.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.