---
schema_version: "secwatch.filing_event.v1"
accession: "0001437749-25-002105"
form_type: "8-K"
ticker: "FDBC"
cik: "0001098151"
company_name: "FIDELITY D & D BANCORP INC"
filed_at: "2025-01-29T23:59:59+00:00"
generated_at: "2026-05-27T06:27:45.228628+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Fidelity D&D Bancorp FY2024 net income $20.8M ($3.60 EPS), up from $18.2M

## Summary
- FY2024 net income $20.8M ($3.60 diluted EPS) vs $18.2M ($3.19) in FY2023, increase of 14%.
- Q4 2024 net income $5.8M ($1.01 EPS) vs $0.5M ($0.08 EPS) in Q4 2023, driven by higher NII and absence of securities loss.
- Net interest income (FY) $61.9M, slightly down from $62.1M; Q4 NII $16.4M, up 10% YoY.
- Total assets $2.6B, loans up $114.3M, deposits up $182.4M YoY.
- Non-performing assets $7.8M (0.30% of assets) vs $3.3M (0.13%); tangible book value $31.98 vs $29.57.

## SEC filing metadata
- accession: 0001437749-25-002105
- form_type: 8-K
- ticker: FDBC
- cik: 0001098151
- company_name: FIDELITY D & D BANCORP INC
- filed_at: 2025-01-29T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1098151/000143774925002105/0001437749-25-002105-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1098151/000143774925002105/fdbc20240925_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001437749-25-002105
- JSON: https://secwatch.observer/filing/0001437749-25-002105.json
- Plain text: https://secwatch.observer/filing/0001437749-25-002105.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.