---
schema_version: "secwatch.filing_event.v1"
accession: "0001437749-25-002183"
form_type: "8-K"
ticker: "CNOB"
cik: "0000712771"
company_name: "ConnectOne Bancorp, Inc."
filed_at: "2025-01-30T23:59:59+00:00"
generated_at: "2026-05-27T06:03:43.965195+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# ConnectOne Q4 net income $18.9M ($0.49 EPS), margin expands to 2.86%

## Summary
- Q4 net income available to common $18.9M (diluted EPS $0.49), up 20.5% QoQ from $15.7M ($0.41).
- Full-year 2024 net income $67.8M ($1.76 EPS) vs $81.0M ($2.07 EPS) in 2023.
- Net interest margin expanded 19 bps to 2.86%; loans up 2.0% and core deposits up 3.2% QoQ.
- Board declared $0.18/common dividend payable March 3, 2025; record Feb 18, 2025.
- Merger with First of Long Island Corp on track for Q2 2025 close.

## SEC filing metadata
- accession: 0001437749-25-002183
- form_type: 8-K
- ticker: CNOB
- cik: 0000712771
- company_name: ConnectOne Bancorp, Inc.
- filed_at: 2025-01-30T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/712771/000143774925002183/0001437749-25-002183-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/712771/000143774925002183/cnob20250113_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001437749-25-002183
- JSON: https://secwatch.observer/filing/0001437749-25-002183.json
- Plain text: https://secwatch.observer/filing/0001437749-25-002183.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.