---
schema_version: "secwatch.filing_event.v1"
accession: "0001437749-25-002882"
form_type: "8-K"
ticker: "STLE"
cik: "0000779227"
company_name: "STEELE BANCORP INC"
filed_at: "2025-02-05T23:59:59+00:00"
generated_at: "2026-05-27T03:05:07.489203+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.55
calibrated_materiality_score: 0.55
confidence: "high"
source: SEC EDGAR
---

# Mifflinburg Bancorp Q4 net income falls 28.6% to $421K; full year up 7.9%

## Summary
- Q4 GAAP net income $421K vs $590K (down 28.6%); EPS $0.23 vs $0.32.
- Full year 2024 net income $4.481M vs $4.153M (up 7.9%); EPS $2.41 vs $2.24.
- Net interest income Q4 $4.5M (+20.7% YoY); full year $16.7M (+15.3% YoY).
- Non-interest expense Q4 $4.0M (+27.6%) due to $807K one-time merger and audit costs.
- Total assets $596.7M (+6.4%); net loans +12.5%; dividends $1.45/share paid in 2024.

## SEC filing metadata
- accession: 0001437749-25-002882
- form_type: 8-K
- ticker: STLE
- cik: 0000779227
- company_name: STEELE BANCORP INC
- filed_at: 2025-02-05T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.55
- calibrated_materiality_score: 0.55
- confidence: high
- sec_items: 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/779227/000143774925002882/0001437749-25-002882-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/779227/000143774925002882/miff20250205_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001437749-25-002882
- JSON: https://secwatch.observer/filing/0001437749-25-002882.json
- Plain text: https://secwatch.observer/filing/0001437749-25-002882.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.