{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-25-002999","form_type":"8-K","ticker":"SLBK","cik":"0001657642","company_name":"Skyline Bankshares, Inc.","filed_at":"2025-02-06T23:59:59+00:00","discovered_at":"2026-05-14T18:03:04.337871+00:00","generated_at":"2026-05-27T01:41:29.139995+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Skyline Bankshares Q4 net income $2.5M ($0.45), NIM expands to 4.10%","bullets":["Adjusted Q4 EPS $0.58 excl. $923K merger costs; net income $2.5M vs $2.2M in Q4 2023.","Net interest margin 4.10% vs 3.69% YoY; core loan growth $31.4M (13.13% annualized).","Total assets $1.22B (+16.42% YoY), loans $976.4M net (+20.4%), deposits $1.09B (+17.6%).","Nonperforming loans / total loans 0.26%; allowance for credit losses 0.82% of loans.","Year net income $7.4M ($1.34) vs $9.7M ($1.74) in 2023; JCB acquisition closing costs $2.4M."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-25-002999","json":"https://secwatch.observer/filing/0001437749-25-002999.json","markdown":"https://secwatch.observer/filing/0001437749-25-002999.md","text":"https://secwatch.observer/filing/0001437749-25-002999.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1657642/000143774925002999/0001437749-25-002999-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1657642/000143774925002999/pkkw20250206_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-27T01:41:29.139995+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}