{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-25-003231","form_type":"8-K","ticker":"NRC","cik":"0000070487","company_name":"NRC HEALTH","filed_at":"2025-02-10T23:59:59+00:00","discovered_at":"2026-05-14T18:03:06.099464+00:00","generated_at":"2026-05-27T00:37:42.259192+00:00","sec_items":["1.01","2.03","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"National Research enters $140M credit facility ($30M revolver + $110M term loan); $62.4M drawn at closing","bullets":["New credit agreement dated Feb 6, 2025 amends and restates 2020 facility with First National Bank of Omaha.","Revolving credit facility of $30M; $3.5M outstanding at close; matures in 3 years.","Delayed draw term loan of $110M with accordion up to $25M; $62.4M drawn; matures in 5 years.","Interest at Term SOFR + 2.25% to 2.75% based on leverage; covenants: fixed charge coverage ≥1.10x, leverage ≤3.50x.","Facility secured by substantially all assets; restricts stock repurchases and acquisitions subject to exceptions."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-25-003231","json":"https://secwatch.observer/filing/0001437749-25-003231.json","markdown":"https://secwatch.observer/filing/0001437749-25-003231.md","text":"https://secwatch.observer/filing/0001437749-25-003231.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/70487/000143774925003231/0001437749-25-003231-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/70487/000143774925003231/nrc20250207_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-27T00:37:42.259192+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}