{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-25-003566","form_type":"8-K","ticker":"PLMR","cik":"0001761312","company_name":"Palomar Holdings, Inc.","filed_at":"2025-02-12T23:59:59+00:00","discovered_at":"2026-05-14T18:03:04.771585+00:00","generated_at":"2026-05-26T22:57:34.181745+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"confidence":"high","headline":"Palomar Q4 2024 net income $35.0M ($1.29 EPS); gross premiums up 23.3% to $373.7M","bullets":["Net income grew 35% YoY to $35.0M; adjusted net income $41.3M ($1.52 per share), up 47.5%.","Full-year 2024 adjusted net income rose 42.8% to $133.5M; gross written premiums $1.5B (+35.1%).","FY 2025 adjusted net income guidance $180M–$192M, including $8M–$12M catastrophe losses.","Combined ratio 75.9% (adjusted 71.7%); stockholders' equity $729M, up from $471.3M YoY.","AM Best upgrade and acquisition of First Indemnity of America completed during 2024."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-25-003566","json":"https://secwatch.observer/filing/0001437749-25-003566.json","markdown":"https://secwatch.observer/filing/0001437749-25-003566.md","text":"https://secwatch.observer/filing/0001437749-25-003566.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1761312/000143774925003566/0001437749-25-003566-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1761312/000143774925003566/plmr20240723_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-26T22:57:34.181745+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}