---
schema_version: "secwatch.filing_event.v1"
accession: "0001437749-25-003566"
form_type: "8-K"
ticker: "PLMR"
cik: "0001761312"
company_name: "Palomar Holdings, Inc."
filed_at: "2025-02-12T23:59:59+00:00"
generated_at: "2026-05-26T22:57:34.181745+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Palomar Q4 2024 net income $35.0M ($1.29 EPS); gross premiums up 23.3% to $373.7M

## Summary
- Net income grew 35% YoY to $35.0M; adjusted net income $41.3M ($1.52 per share), up 47.5%.
- Full-year 2024 adjusted net income rose 42.8% to $133.5M; gross written premiums $1.5B (+35.1%).
- FY 2025 adjusted net income guidance $180M–$192M, including $8M–$12M catastrophe losses.
- Combined ratio 75.9% (adjusted 71.7%); stockholders' equity $729M, up from $471.3M YoY.
- AM Best upgrade and acquisition of First Indemnity of America completed during 2024.

## SEC filing metadata
- accession: 0001437749-25-003566
- form_type: 8-K
- ticker: PLMR
- cik: 0001761312
- company_name: Palomar Holdings, Inc.
- filed_at: 2025-02-12T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1761312/000143774925003566/0001437749-25-003566-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1761312/000143774925003566/plmr20240723_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001437749-25-003566
- JSON: https://secwatch.observer/filing/0001437749-25-003566.json
- Plain text: https://secwatch.observer/filing/0001437749-25-003566.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.