secwatch.observer — SEC 8-K summary
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Issuer:     Palomar Holdings, Inc. (PLMR)
CIK:        0001761312
Form:       8-K
Filed at:   2025-02-12T23:59:59+00:00
Accession:  0001437749-25-003566
Event type: earnings
Sentiment:  positive
Materiality: 0.80
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Palomar Q4 2024 net income $35.0M ($1.29 EPS); gross premiums up 23.3% to $373.7M
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- Net income grew 35% YoY to $35.0M; adjusted net income $41.3M ($1.52 per share), up 47.5%.
- Full-year 2024 adjusted net income rose 42.8% to $133.5M; gross written premiums $1.5B (+35.1%).
- FY 2025 adjusted net income guidance $180M–$192M, including $8M–$12M catastrophe losses.
- Combined ratio 75.9% (adjusted 71.7%); stockholders' equity $729M, up from $471.3M YoY.
- AM Best upgrade and acquisition of First Indemnity of America completed during 2024.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1761312/000143774925003566/0001437749-25-003566-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1761312/000143774925003566/plmr20240723_8k.htm
  HTML page:      https://secwatch.observer/filing/0001437749-25-003566

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer