{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-25-012121","form_type":"8-K","ticker":"PLBC","cik":"0001168455","company_name":"PLUMAS BANCORP","filed_at":"2025-04-16T23:59:59+00:00","discovered_at":"2026-05-14T18:02:47.685526+00:00","generated_at":"2026-05-23T13:03:59.890586+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Plumas Bancorp Q1 EPS $1.21, up 14% YoY; NIM expands to 4.95%","bullets":["Net income $7.2M ($1.20 diluted) vs $6.3M ($1.05) in Q1 2024; revenue net interest income $18.5M (+$1.1M).","Net interest margin 4.95% vs 4.62% a year ago; provision for credit losses fell to $250K from $821K.","Non-interest income boosted by $1.1M Dixie Fire settlement; merger-related costs of $569K for Cornerstone acquisition.","Loans +3.5% to $1.0B; deposits +5.6% to $1.4B; borrowings down 87.5% to $15M; book value per share $31.68 (+15.7%).","Nonperforming loans fell to $3.7M (0.36% of loans) from $5.6M (0.57%); net charge-offs dropped to $127K."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-25-012121","json":"https://secwatch.observer/filing/0001437749-25-012121.json","markdown":"https://secwatch.observer/filing/0001437749-25-012121.md","text":"https://secwatch.observer/filing/0001437749-25-012121.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1168455/000143774925012121/0001437749-25-012121-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1168455/000143774925012121/plbc20250414_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T13:03:59.890586+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}