{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-25-012406","form_type":"8-K","ticker":"MNSB","cik":"0001693577","company_name":"MainStreet Bancshares, Inc.","filed_at":"2025-04-21T23:59:59+00:00","discovered_at":"2026-05-14T18:02:49.370945+00:00","generated_at":"2026-05-23T10:23:50.926614+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"MainStreet Bancshares Q1 net income $2.5M, NIM expands 34bps to 3.30%","bullets":["Net income $2.5M, EPS $0.25; net interest income after provision $16.5M, up $3.9M QoQ.","Net interest margin 3.30% (+34bps QoQ); total funding cost 3.49% (-24bps).","Deposits stable at $1.9B; NPLs $21.7M, additional $11.2M expected to resolve in Q2.","Avenu technology initiative discontinued; company refocusing on core banking."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-25-012406","json":"https://secwatch.observer/filing/0001437749-25-012406.json","markdown":"https://secwatch.observer/filing/0001437749-25-012406.md","text":"https://secwatch.observer/filing/0001437749-25-012406.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1693577/000143774925012406/0001437749-25-012406-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1693577/000143774925012406/main20250131_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T10:23:50.926614+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}