---
schema_version: "secwatch.filing_event.v1"
accession: "0001437749-25-012406"
form_type: "8-K"
ticker: "MNSB"
cik: "0001693577"
company_name: "MainStreet Bancshares, Inc."
filed_at: "2025-04-21T23:59:59+00:00"
generated_at: "2026-05-23T10:23:50.926614+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# MainStreet Bancshares Q1 net income $2.5M, NIM expands 34bps to 3.30%

## Summary
- Net income $2.5M, EPS $0.25; net interest income after provision $16.5M, up $3.9M QoQ.
- Net interest margin 3.30% (+34bps QoQ); total funding cost 3.49% (-24bps).
- Deposits stable at $1.9B; NPLs $21.7M, additional $11.2M expected to resolve in Q2.
- Avenu technology initiative discontinued; company refocusing on core banking.

## SEC filing metadata
- accession: 0001437749-25-012406
- form_type: 8-K
- ticker: MNSB
- cik: 0001693577
- company_name: MainStreet Bancshares, Inc.
- filed_at: 2025-04-21T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1693577/000143774925012406/0001437749-25-012406-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1693577/000143774925012406/main20250131_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001437749-25-012406
- JSON: https://secwatch.observer/filing/0001437749-25-012406.json
- Plain text: https://secwatch.observer/filing/0001437749-25-012406.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.