Oak Valley Bancorp Q1 2025 EPS $0.64, down from $0.69 YoY; net income $5.3M

Oak Valley Bancorp

2025-Q1 EPS reported $0.64

Diluted EPS $0.64, net income $5.3M, vs $0.73 prior qtr and $0.69 YoY.
Net interest margin 4.09% vs 4.00% prior qtr; cost of funds fell to 0.79%.
Non-interest expense rose to $12.6M from $11.5M prior qtr due to staffing and operating costs.
Gross loans $1.09B, down $15.6M from Dec 31; deposits $1.71B, up $17.9M.
Non-performing assets zero; ACL at 1.05% stable.

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