---
schema_version: "secwatch.filing_event.v1"
accession: "0001437749-25-012553"
form_type: "8-K"
ticker: "CATY"
cik: "0000861842"
company_name: "CATHAY GENERAL BANCORP"
filed_at: "2025-04-21T23:59:59+00:00"
generated_at: "2026-05-23T10:48:36.299526+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# Cathay General Bancorp Q1 net income $69.5M ($0.98 EPS); NIM widens to 3.25%

## Summary
- Net income $69.5M, down 13.3% from Q4; diluted EPS $0.98 vs $1.12.
- Net interest margin increased to 3.25% from 3.07% in Q4 2024.
- Total deposits grew $131M to $19.82B; loans flat at $19.35B.
- Completed $125M share repurchase; bought 876,906 shares at avg $46.83.
- Non-accrual loans fell 8.6% to $154.6M; allowance to loans rose to 0.90%.

## SEC filing metadata
- accession: 0001437749-25-012553
- form_type: 8-K
- ticker: CATY
- cik: 0000861842
- company_name: CATHAY GENERAL BANCORP
- filed_at: 2025-04-21T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/861842/000143774925012553/0001437749-25-012553-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/861842/000143774925012553/caty20250419_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001437749-25-012553
- JSON: https://secwatch.observer/filing/0001437749-25-012553.json
- Plain text: https://secwatch.observer/filing/0001437749-25-012553.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.