---
schema_version: "secwatch.filing_event.v1"
accession: "0001437749-25-012688"
form_type: "8-K"
ticker: "LCNB"
cik: "0001074902"
company_name: "LCNB CORP"
filed_at: "2025-04-22T23:59:59+00:00"
generated_at: "2026-05-23T08:59:14.612259+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# LCNB Q1 EPS $0.33 (up 120% YoY); NIM expands to 3.25%

## Summary
- GAAP diluted EPS $0.33, up 120% from $0.15 YoY; net income $4.6M vs $1.9M.
- Net interest margin 3.25%, highest in 7 quarters; net interest income $16.3M vs $13.9M.
- Non-interest income $5.2M, +32.9% YoY, driven by loan sales and fiduciary income.
- Asset quality stable: NPA/TA 0.21%; provision $197k, charge-offs $39k.
- Book value per share $18.26, tangible book $11.34; dividend $0.22/share.

## SEC filing metadata
- accession: 0001437749-25-012688
- form_type: 8-K
- ticker: LCNB
- cik: 0001074902
- company_name: LCNB CORP
- filed_at: 2025-04-22T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1074902/000143774925012688/0001437749-25-012688-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1074902/000143774925012688/lcnb20250320_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001437749-25-012688
- JSON: https://secwatch.observer/filing/0001437749-25-012688.json
- Plain text: https://secwatch.observer/filing/0001437749-25-012688.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.