secwatch.observer — SEC 8-K summary
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Issuer:     LCNB CORP (LCNB)
CIK:        0001074902
Form:       8-K
Filed at:   2025-04-22T23:59:59+00:00
Accession:  0001437749-25-012688
Event type: earnings
Sentiment:  positive
Materiality: 0.70
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

LCNB Q1 EPS $0.33 (up 120% YoY); NIM expands to 3.25%
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- GAAP diluted EPS $0.33, up 120% from $0.15 YoY; net income $4.6M vs $1.9M.
- Net interest margin 3.25%, highest in 7 quarters; net interest income $16.3M vs $13.9M.
- Non-interest income $5.2M, +32.9% YoY, driven by loan sales and fiduciary income.
- Asset quality stable: NPA/TA 0.21%; provision $197k, charge-offs $39k.
- Book value per share $18.26, tangible book $11.34; dividend $0.22/share.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1074902/000143774925012688/0001437749-25-012688-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1074902/000143774925012688/lcnb20250320_8k.htm
  HTML page:      https://secwatch.observer/filing/0001437749-25-012688

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer