First Community Bankshares Q1 EPS $0.64, NIM 4.34%; declares $0.31 dividend

FIRST COMMUNITY BANKSHARES INC /VA/

2025-Q1 EPS reported $0.64

Net income of $11.82M ($0.64 diluted EPS) for Q1 2025.
Net interest margin 4.34%; ROA 1.49% (down from 1.60%); ROE 9.49% (down from 10.18%).
Loans decreased $33.39M (1.38%) from Dec 31, 2024; deposits down $6.77M (0.25%).
Declared Q2 cash dividend of $0.31/share, payable May 23, 2025; 40th consecutive year of regular dividends.
NPL ratio 0.85% (up); net charge-offs $1.39M (0.24% annualized).

This headline and bullets were generated automatically by deepseek-v4-flash:cloud@v2 from the public filing. Read the source on SEC.gov before relying on any specific claim. Not investment advice. See methodology for how this pipeline works.