earnings
confidence high
sentiment neutral
materiality 0.60
FS Bancorp Q1 net income $8.0M ($1.01 EPS); deposits up 11.8%; declares $0.28 dividend
FS Bancorp, Inc.
2025-Q1 EPS reported
$1.01
- Net income $8.0M ($1.01 diluted EPS) vs $8.4M ($1.06) a year ago; up from $7.4M prior quarter.
- Deposits rose $275.7M (11.8%) to $2.62B, driven by $226.9M brokered deposits; borrowings down 77.6%.
- Board authorized $5.0M share repurchase program; repurchased 98,317 shares at avg $39.06 in Q1.
- Declared $0.28 quarterly dividend (49th consecutive), payable May 22, 2025; record May 8.
- Consumer loans (home improvement) decreased $11.3M to $608.9M; 79.9% of originations had FICO >720.