---
schema_version: "secwatch.filing_event.v1"
accession: "0001437749-25-012781"
form_type: "8-K"
ticker: "FDBC"
cik: "0001098151"
company_name: "FIDELITY D & D BANCORP INC"
filed_at: "2025-04-23T23:59:59+00:00"
generated_at: "2026-05-23T07:52:26.324991+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Fidelity D & D Bancorp Q1 net income up 18% to $6.0M; EPS $1.03 vs $0.88

## Summary
- Net interest income rose 14% to $17.0M on $148M higher average earning assets and 21bp yield expansion.
- Total assets reached $2.7B; loans grew $16.3M, deposits increased $116.6M in the quarter.
- Non-performing assets improved to $6.1M (0.23% of assets) from $7.8M at year-end 2024.
- Tangible book value per share rose to $33.16 from $31.98; Tier 1 capital ratio 9.22%.
- Wealth management fees up $0.2M; gains on loan and property sales offset $0.8M securities losses.

## SEC filing metadata
- accession: 0001437749-25-012781
- form_type: 8-K
- ticker: FDBC
- cik: 0001098151
- company_name: FIDELITY D & D BANCORP INC
- filed_at: 2025-04-23T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1098151/000143774925012781/0001437749-25-012781-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1098151/000143774925012781/fdbc20250129_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001437749-25-012781
- JSON: https://secwatch.observer/filing/0001437749-25-012781.json
- Plain text: https://secwatch.observer/filing/0001437749-25-012781.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.