---
schema_version: "secwatch.filing_event.v1"
accession: "0001437749-25-012855"
form_type: "8-K"
ticker: "CNOB"
cik: "0000712771"
company_name: "ConnectOne Bancorp, Inc."
filed_at: "2025-04-24T23:59:59+00:00"
generated_at: "2026-05-23T07:30:24.472322+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# ConnectOne Q1 net income $18.7M ($0.49 EPS), NIM expands to 2.93%, declares $0.18 dividend

## Summary
- Q1 net income available to common stockholders $18.7M ($0.49 diluted EPS), flat vs Q4 2024, up from $15.7M ($0.41) in Q1 2024.
- Net interest margin widened 7 bps to 2.93%; deposit costs decreased 21 bps QoQ.
- Nonaccrual loans down to 0.61% of total loans; annualized net charge-offs 0.17%.
- Tangible book value per share increased to $24.16 from $23.92 at Dec 31, 2024.
- Merger with The First of Long Island Corp expected to close Q2 2025; common dividend $0.18/share payable June 2.

## SEC filing metadata
- accession: 0001437749-25-012855
- form_type: 8-K
- ticker: CNOB
- cik: 0000712771
- company_name: ConnectOne Bancorp, Inc.
- filed_at: 2025-04-24T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/712771/000143774925012855/0001437749-25-012855-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/712771/000143774925012855/cnob20250225c_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001437749-25-012855
- JSON: https://secwatch.observer/filing/0001437749-25-012855.json
- Plain text: https://secwatch.observer/filing/0001437749-25-012855.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.