{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-25-013342","form_type":"8-K","ticker":"ALRS","cik":"0000903419","company_name":"ALERUS FINANCIAL CORP","filed_at":"2025-04-28T23:59:59+00:00","discovered_at":"2026-05-14T18:02:51.745893+00:00","generated_at":"2026-05-23T05:33:06.290037+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Alerus Q1 2025 net income $13.3M ($0.52 EPS); adjusted EPS $0.56, up 24.4% QoQ","bullets":["EPS $0.52 diluted; adjusted EPS $0.56, up 24.4% from Q4 2024.","NIM 3.41% (+21bps QoQ); loans $4.1B (+2.3%), deposits $4.5B (+2.4%).","NPL ratio improved to 1.24% (1.58% Dec); net charge-offs 0.04% vs 0.13% prior qtr.","Tangible book value $15.27 (+5.7% QoQ); dividend $0.20/sh declared.","Adjusted efficiency ratio improved to 66.9% from 69.0% QoQ; ROA 1.02%."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-25-013342","json":"https://secwatch.observer/filing/0001437749-25-013342.json","markdown":"https://secwatch.observer/filing/0001437749-25-013342.md","text":"https://secwatch.observer/filing/0001437749-25-013342.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/903419/000143774925013342/0001437749-25-013342-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/903419/000143774925013342/alrs20250326_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T05:33:06.290037+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}