---
schema_version: "secwatch.filing_event.v1"
accession: "0001437749-25-013411"
form_type: "8-K"
ticker: "WRLD"
cik: "0000108385"
company_name: "WORLD ACCEPTANCE CORP"
filed_at: "2025-04-29T23:59:59+00:00"
generated_at: "2026-05-23T03:23:42.927145+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# World Acceptance Q4 net income $44.3M, EPS $8.13; revenue $165.3M up 3.8% YoY

## Summary
- Net income of $44.3M ($8.13 diluted EPS) vs $35.1M ($6.09) in Q4 FY2024.
- Total revenue $165.3M (+3.8% YoY); interest and fee income $117.6M (+1.2%).
- Gross loans $1.23B (-4.0% YoY); customer base +3.5%; same-store loans -2.5%.
- Provision for credit losses $33.0M (up $3.7M); 90-day delinquency 3.7% vs 3.1% year ago.
- G&A expenses $65.9M (-7.9% YoY); company repurchased $32M in shares in Q4.

## SEC filing metadata
- accession: 0001437749-25-013411
- form_type: 8-K
- ticker: WRLD
- cik: 0000108385
- company_name: WORLD ACCEPTANCE CORP
- filed_at: 2025-04-29T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/108385/000143774925013411/0001437749-25-013411-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/108385/000143774925013411/wrld20250428_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001437749-25-013411
- JSON: https://secwatch.observer/filing/0001437749-25-013411.json
- Plain text: https://secwatch.observer/filing/0001437749-25-013411.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.