secwatch.observer — SEC 8-K summary
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Issuer:     WORLD ACCEPTANCE CORP (WRLD)
CIK:        0000108385
Form:       8-K
Filed at:   2025-04-29T23:59:59+00:00
Accession:  0001437749-25-013411
Event type: earnings
Sentiment:  positive
Materiality: 0.80
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

World Acceptance Q4 net income $44.3M, EPS $8.13; revenue $165.3M up 3.8% YoY
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- Net income of $44.3M ($8.13 diluted EPS) vs $35.1M ($6.09) in Q4 FY2024.
- Total revenue $165.3M (+3.8% YoY); interest and fee income $117.6M (+1.2%).
- Gross loans $1.23B (-4.0% YoY); customer base +3.5%; same-store loans -2.5%.
- Provision for credit losses $33.0M (up $3.7M); 90-day delinquency 3.7% vs 3.1% year ago.
- G&A expenses $65.9M (-7.9% YoY); company repurchased $32M in shares in Q4.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/108385/000143774925013411/0001437749-25-013411-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/108385/000143774925013411/wrld20250428_8k.htm
  HTML page:      https://secwatch.observer/filing/0001437749-25-013411

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer