---
schema_version: "secwatch.filing_event.v1"
accession: "0001437749-25-013431"
form_type: "8-K"
ticker: "SLBK"
cik: "0001657642"
company_name: "Skyline Bankshares, Inc."
filed_at: "2025-04-29T23:59:59+00:00"
generated_at: "2026-05-23T03:53:00.230699+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Skyline Bankshares Q1 net income $3.6M, EPS $0.64 vs $0.37 YoY, NIM expands to 4.15%

## Summary
- Net income $3.6M ($0.64 diluted EPS) vs $2.1M ($0.37) in Q1 2024; annualized ROAA 1.17%, ROAE 15.85%.
- Net interest margin 4.15% vs 3.64% YoY; net interest income after provision $11.5M vs $8.8M.
- Total assets $1.25B, up 2.78% QoQ and 19.18% YoY; net loans $992.2M, deposits $1.11B.
- Nonperforming loans ratio 0.22%, allowance for credit losses 0.82%; core loan growth annualized 6.60%.
- Book value per share $16.44, up from $15.69 at Dec 31, 2024; equity $92.9M.

## SEC filing metadata
- accession: 0001437749-25-013431
- form_type: 8-K
- ticker: SLBK
- cik: 0001657642
- company_name: Skyline Bankshares, Inc.
- filed_at: 2025-04-29T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1657642/000143774925013431/0001437749-25-013431-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1657642/000143774925013431/pkkw20250428_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001437749-25-013431
- JSON: https://secwatch.observer/filing/0001437749-25-013431.json
- Plain text: https://secwatch.observer/filing/0001437749-25-013431.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.