---
schema_version: "secwatch.filing_event.v1"
accession: "0001437749-25-014532"
form_type: "8-K"
ticker: "PLMR"
cik: "0001761312"
company_name: "Palomar Holdings, Inc."
filed_at: "2025-05-05T23:59:59+00:00"
generated_at: "2026-05-22T17:56:20.931697+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Palomar Q1 net income $42.9M, adj. EPS $1.87; raises FY adjusted net income outlook to $186-200M

## Summary
- Net income $42.9M ($1.57 diluted EPS), adjusted net income $51.3M ($1.87), up from $26.4M ($1.04) YoY.
- Gross written premiums +20.1% to $442.2M; combined ratio improved to 73.1% from 76.9%.
- Adjusted combined ratio improved to 68.5% from 73.0%; catastrophe loss ratio -0.3%.
- FY2025 adjusted net income guidance raised to $186-200M from prior $180-192M.
- Acquired Advanced AgProtection to enhance Crop franchise; same-store premium growth 37%.

## SEC filing metadata
- accession: 0001437749-25-014532
- form_type: 8-K
- ticker: PLMR
- cik: 0001761312
- company_name: Palomar Holdings, Inc.
- filed_at: 2025-05-05T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1761312/000143774925014532/0001437749-25-014532-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1761312/000143774925014532/plmr20250107_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001437749-25-014532
- JSON: https://secwatch.observer/filing/0001437749-25-014532.json
- Plain text: https://secwatch.observer/filing/0001437749-25-014532.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.