secwatch.observer — SEC 8-K summary
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Issuer:     Palomar Holdings, Inc. (PLMR)
CIK:        0001761312
Form:       8-K
Filed at:   2025-05-05T23:59:59+00:00
Accession:  0001437749-25-014532
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Palomar Q1 net income $42.9M, adj. EPS $1.87; raises FY adjusted net income outlook to $186-200M
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- Net income $42.9M ($1.57 diluted EPS), adjusted net income $51.3M ($1.87), up from $26.4M ($1.04) YoY.
- Gross written premiums +20.1% to $442.2M; combined ratio improved to 73.1% from 76.9%.
- Adjusted combined ratio improved to 68.5% from 73.0%; catastrophe loss ratio -0.3%.
- FY2025 adjusted net income guidance raised to $186-200M from prior $180-192M.
- Acquired Advanced AgProtection to enhance Crop franchise; same-store premium growth 37%.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1761312/000143774925014532/0001437749-25-014532-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1761312/000143774925014532/plmr20250107_8k.htm
  HTML page:      https://secwatch.observer/filing/0001437749-25-014532

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer