{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-25-016824","form_type":"8-K","ticker":"USIO","cik":"0001088034","company_name":"Usio, Inc.","filed_at":"2025-05-14T23:59:59+00:00","discovered_at":"2026-05-14T18:02:47.471085+00:00","generated_at":"2026-05-21T07:48:45.642836+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Usio Q1 2025 revenue $22.0M, record; net loss $0.2M; ACH volume up 42%","bullets":["Record Q1 revenue of $22.0M; total payment dollars processed up 34% YoY.","Net loss of $0.2M (($0.01)/share) vs. $0.3M loss a year ago; Adjusted EBITDA $0.7M.","ACH electronic check dollar volume up 42%, transactions up 36%; PayFac revenue up 25%.","Prepaid card load volume $98M; Output Solutions revenue up 4%.","Added $0.7M cash to balance sheet; management cites strong implementation pipeline."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-25-016824","json":"https://secwatch.observer/filing/0001437749-25-016824.json","markdown":"https://secwatch.observer/filing/0001437749-25-016824.md","text":"https://secwatch.observer/filing/0001437749-25-016824.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1088034/000143774925016824/0001437749-25-016824-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1088034/000143774925016824/usio20250201_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-21T07:48:45.642836+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}