---
schema_version: "secwatch.filing_event.v1"
accession: "0001437749-25-016824"
form_type: "8-K"
ticker: "USIO"
cik: "0001088034"
company_name: "Usio, Inc."
filed_at: "2025-05-14T23:59:59+00:00"
generated_at: "2026-05-21T07:48:45.642836+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# Usio Q1 2025 revenue $22.0M, record; net loss $0.2M; ACH volume up 42%

## Summary
- Record Q1 revenue of $22.0M; total payment dollars processed up 34% YoY.
- Net loss of $0.2M (($0.01)/share) vs. $0.3M loss a year ago; Adjusted EBITDA $0.7M.
- ACH electronic check dollar volume up 42%, transactions up 36%; PayFac revenue up 25%.
- Prepaid card load volume $98M; Output Solutions revenue up 4%.
- Added $0.7M cash to balance sheet; management cites strong implementation pipeline.

## SEC filing metadata
- accession: 0001437749-25-016824
- form_type: 8-K
- ticker: USIO
- cik: 0001088034
- company_name: Usio, Inc.
- filed_at: 2025-05-14T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1088034/000143774925016824/0001437749-25-016824-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1088034/000143774925016824/usio20250201_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001437749-25-016824
- JSON: https://secwatch.observer/filing/0001437749-25-016824.json
- Plain text: https://secwatch.observer/filing/0001437749-25-016824.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.