secwatch.observer — SEC 8-K summary
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Issuer:     Usio, Inc. (USIO)
CIK:        0001088034
Form:       8-K
Filed at:   2025-05-14T23:59:59+00:00
Accession:  0001437749-25-016824
Event type: earnings
Sentiment:  neutral
Materiality: 0.60
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Usio Q1 2025 revenue $22.0M, record; net loss $0.2M; ACH volume up 42%
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- Record Q1 revenue of $22.0M; total payment dollars processed up 34% YoY.
- Net loss of $0.2M (($0.01)/share) vs. $0.3M loss a year ago; Adjusted EBITDA $0.7M.
- ACH electronic check dollar volume up 42%, transactions up 36%; PayFac revenue up 25%.
- Prepaid card load volume $98M; Output Solutions revenue up 4%.
- Added $0.7M cash to balance sheet; management cites strong implementation pipeline.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1088034/000143774925016824/0001437749-25-016824-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1088034/000143774925016824/usio20250201_8k.htm
  HTML page:      https://secwatch.observer/filing/0001437749-25-016824

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer