{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-25-018799","form_type":"8-K","ticker":"PLMR","cik":"0001761312","company_name":"Palomar Holdings, Inc.","filed_at":"2025-05-29T23:59:59+00:00","discovered_at":"2026-05-14T18:02:49.622465+00:00","generated_at":"2026-05-20T06:09:32.579858+00:00","sec_items":["8.01","9.01"],"event_type":"other_material","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Palomar raises FY2025 adj net income guidance to $195-205M; secures $455M incremental EQ limit","bullets":["Full-year 2025 adjusted net income guidance raised to $195-205M from $186-200M.","Procured ~$455M incremental earthquake limit; total coverage now $3.53B for EQ, $100M for hurricane.","Hurricane per-occurrence retention reduced to $11M from $15.5M; earthquake retention unchanged at $20M.","$525M Torrey Pines Re catastrophe bond issued (sixth ILS transaction), upsized from $425M target.","First standalone XOL treaty for Laulima Exchange Hawaii hurricane policies, up to $735M coverage."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-25-018799","json":"https://secwatch.observer/filing/0001437749-25-018799.json","markdown":"https://secwatch.observer/filing/0001437749-25-018799.md","text":"https://secwatch.observer/filing/0001437749-25-018799.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1761312/000143774925018799/0001437749-25-018799-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1761312/000143774925018799/plmr20250529_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-20T06:09:32.579858+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}