---
schema_version: "secwatch.filing_event.v1"
accession: "0001437749-25-021744"
form_type: "8-K"
ticker: null
cik: "0001755755"
company_name: "VINEBROOK HOMES TRUST, INC."
filed_at: "2025-07-01T23:59:59+00:00"
generated_at: "2026-05-18T10:15:06.934850+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.5
calibrated_materiality_score: 0.5
confidence: "high"
source: SEC EDGAR
---

# VineBrook secures $500M uncommitted facility with JPMorgan, acquires 77-unit Pensacola community

## Summary
- Entered $500M uncommitted loan facility with JPMorgan; initial $13.7M drawn for Florida acquisition.
- Interest-only facility matures July 9, 2027; one-year extension option available subject to criteria.
- Interest rate: one-month SOFR + 2.35% p.a., floor of 3%; interest rate cap from RBC at 4.25%.
- Acquired 77-unit townhome community in Pensacola, FL for $18.3M using facility proceeds.
- Loan secured by acquired properties; Borrower must have at least 3 build-to-rent communities as collateral within 90 days.

## SEC filing metadata
- accession: 0001437749-25-021744
- form_type: 8-K
- cik: 0001755755
- company_name: VINEBROOK HOMES TRUST, INC.
- filed_at: 2025-07-01T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.5
- calibrated_materiality_score: 0.5
- confidence: high
- sec_items: 1.01, 8.01, 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1755755/000143774925021744/0001437749-25-021744-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1755755/000143774925021744/vhti20250630_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001437749-25-021744
- JSON: https://secwatch.observer/filing/0001437749-25-021744.json
- Plain text: https://secwatch.observer/filing/0001437749-25-021744.txt

## Key facts
- Debt Financings
  VINEBROOK HOMES TRUST, INC. incurred credit facility of up to $500.0 million with JPMorgan Chase Bank, National Association at greater of (i) one-month term secured overnight financing rate ("SOFR") or (ii) maturing July 9, 2027.
  - Instrument: credit facility
  - Principal: up to $500.0 million
  - Counterparty: JPMorgan Chase Bank, National Association
  - Rate: greater of (i) one-month term secured overnight financing rate ("SOFR") or (ii)
  - Maturity: July 9, 2027
  - Event: incurrence
  source text: On June 25, 2025, VB Twelve, LLC (the “Borrower”), an indirect subsidiary of VineBrook Homes Trust, Inc. (the “Company”), as borrower, and VB WH, LLC, a wholly-owned subsidiary of the Borrower, and other subsidiary guarantors party thereto from time to time, as subsidiary guarantors, entered into a loan and security agreement (the “Loan Agreement”) for an uncommitted facility for up to $500.0 million (the “Facility”) with JPMorgan Chase Bank, National Association (“JPM”), and the lenders party thereto from time to time.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1755755/000143774925021744/0001437749-25-021744-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.